Denizbank AG PSD2

API change history

Denizbank AG PSD2 API

Payment initiation request

This method is used to initiate a payment at the ASPSP.

Try it

Request

Request URL

Request parameters

  • string

    The addressed payment product endpoint, e.g. for SEPA Credit Transfers (SCT). The ASPSP will publish which of the payment products/endpoints will be supported. The following payment products are supported: sepa-credit-transfers instant-sepa-credit-transfers cross-border-credit-transfers

Request headers

  • string

    ID of the request, unique to the call, as determined by the initiating party

  • (optional)
    string

    Is contained if and only if the "Signature" element is contained in the header of the request.

  • (optional)
    string

    A signature of the request by the TPP on application level. This might be mandated by ASPSP.

  • (optional)
    string

    The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained.

  • (optional)
    string

    The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available

  • (optional)
    string

    The forwarded header field of the HTTP request between PSU and TPP, if available

  • (optional)
    string

    The forwarded header field of the HTTP request between PSU and TPP, if available

  • (optional)
    string

    The forwarded header field of the HTTP request between PSU and TPP, if available

  • (optional)
    string

    UUID (Universally Unique Identifier) for a device, which is used by the PSU, if available. UUID identifies either a device or a device dependent application installation. In case of an installation identification, this ID needs to be unaltered until removal from the device

  • (optional)
    string

    The forwarded Geo Location of the corresponding HTTP request between PSU and TPP if available

  • (optional)
    string

    The forwarded IP Address header field consists of the corresponding HTTP request IP Address field between PSU and TPP

  • (optional)
    string

    The forwarded IP Port header field consists of the corresponding HTTP request IP Port field between PSU and TPP, if available

  • (optional)
    string

    The forwarded Agent header field of the HTTP request between PSU and TPP, if available

  • (optional)
    string
    Media type of the body sent to the API.
  • string
    Subscription key which provides access to this API. Found in your Profile.

Request body

{
  "creditorAccount": {
    "iban": "string"
  },
  "creditorAddress": {
    "street": "string",
    "buildingNumber": "string",
    "city": "string",
    "postalCode": "string",
    "country": "string"
  },
  "creditorAgent": "string",
  "creditorName": "string",
  "debtorAccount": {
    "iban": "string"
  },
  "instructedAmount": {
    "currency": "string",
    "amount": 0.0
  },
  "remittanceInformationUnstructured": "string"
}
{
  "type": "object",
  "properties": {
    "creditorAccount": {
      "type": "object",
      "properties": {
        "iban": {
          "description": "IBAN of an account",
          "type": "string"
        }
      }
    },
    "creditorAddress": {
      "type": "object",
      "properties": {
        "street": {
          "description": "The street of the bank.",
          "type": "string"
        },
        "buildingNumber": {
          "description": "The building number of the bank.",
          "type": "string"
        },
        "city": {
          "description": "The city of the bank.",
          "type": "string"
        },
        "postalCode": {
          "description": "Postal code.",
          "type": "string"
        },
        "country": {
          "description": "The code country of the bank.",
          "type": "string"
        }
      }
    },
    "creditorAgent": {
      "type": "string"
    },
    "creditorName": {
      "description": "Party to which an amount of money is due. Name by which a party is known and which is usually used to identify that party",
      "type": "string"
    },
    "debtorAccount": {
      "type": "object",
      "properties": {
        "iban": {
          "description": "IBAN of an account",
          "type": "string"
        }
      }
    },
    "instructedAmount": {
      "type": "object",
      "properties": {
        "currency": {
          "description": "The currency of the account.",
          "type": "string"
        },
        "amount": {
          "format": "double",
          "description": "The amount given with fractional digits, where fractions must be compliant to the currency definition. The decimal separator is a dot.",
          "type": "number"
        }
      }
    },
    "remittanceInformationUnstructured": {
      "description": "Information supplied to enable the matching of an entry with the items that the transfer is intended to settle, such as commercial invoices in an accounts receivable system.",
      "type": "string"
    }
  }
}
{
  "creditorAccount": {
    "iban": "string"
  },
  "creditorAddress": {
    "street": "string",
    "buildingNumber": "string",
    "city": "string",
    "postalCode": "string",
    "country": "string"
  },
  "creditorAgent": "string",
  "creditorName": "string",
  "debtorAccount": {
    "iban": "string"
  },
  "instructedAmount": {
    "currency": "string",
    "amount": 0.0
  },
  "remittanceInformationUnstructured": "string"
}
{
  "type": "object",
  "properties": {
    "creditorAccount": {
      "type": "object",
      "properties": {
        "iban": {
          "description": "IBAN of an account",
          "type": "string"
        }
      }
    },
    "creditorAddress": {
      "type": "object",
      "properties": {
        "street": {
          "description": "The street of the bank.",
          "type": "string"
        },
        "buildingNumber": {
          "description": "The building number of the bank.",
          "type": "string"
        },
        "city": {
          "description": "The city of the bank.",
          "type": "string"
        },
        "postalCode": {
          "description": "Postal code.",
          "type": "string"
        },
        "country": {
          "description": "The code country of the bank.",
          "type": "string"
        }
      }
    },
    "creditorAgent": {
      "type": "string"
    },
    "creditorName": {
      "description": "Party to which an amount of money is due. Name by which a party is known and which is usually used to identify that party",
      "type": "string"
    },
    "debtorAccount": {
      "type": "object",
      "properties": {
        "iban": {
          "description": "IBAN of an account",
          "type": "string"
        }
      }
    },
    "instructedAmount": {
      "type": "object",
      "properties": {
        "currency": {
          "description": "The currency of the account.",
          "type": "string"
        },
        "amount": {
          "format": "double",
          "description": "The amount given with fractional digits, where fractions must be compliant to the currency definition. The decimal separator is a dot.",
          "type": "number"
        }
      }
    },
    "remittanceInformationUnstructured": {
      "description": "Information supplied to enable the matching of an entry with the items that the transfer is intended to settle, such as commercial invoices in an accounts receivable system.",
      "type": "string"
    }
  }
}

Responses

200 OK

Ok

Representations

{
  "paymentId": "string",
  "transactionFees": {
    "currency": "string",
    "amount": 0.0
  },
  "transactionStatus": "string"
}
{
  "type": "object",
  "properties": {
    "paymentId": {
      "description": "Resource identification of the generated payment initiation resource.",
      "type": "string"
    },
    "transactionFees": {
      "type": "object",
      "properties": {
        "currency": {
          "description": "The currency of the account.",
          "type": "string"
        },
        "amount": {
          "format": "double",
          "description": "The amount given with fractional digits, where fractions must be compliant to the currency definition. The decimal separator is a dot.",
          "type": "number"
        }
      }
    },
    "transactionStatus": {
      "description": "The transaction status is filled with codes of the ISO 20022 data table:\r\n'ACCC': 'AcceptedSettlementCompleted' - Settlement on the creditor's account has been completed.\r\n'ACCP': 'AcceptedCustomerProfile' - Preceding check of technical validation was successful.Customer profile check was also successful.\r\n'ACSC': 'AcceptedSettlementCompleted' - Settlement on the debtors account has been completed.\r\nUsage: this can be used by the first agent to report to the debtor that the transaction has been completed.\r\nWarning: this status is provided for transaction status reasons, not for financial information. It can only be used after bilateral agreement.\r\n'ACSP': 'AcceptedSettlementInProcess' - All preceding checks such as technical validation and customer profile were successful and therefore the payment initiation has been accepted for execution.\r\n'ACTC': 'AcceptedTechnicalValidation' - Authentication and syntactical and semantical validation are successful.\r\n'ACWC': 'AcceptedWithChange' - Instruction is accepted but a change will be made, such as date or remittance not sent.\r\n'ACWP': 'AcceptedWithoutPosting' - Payment instruction included in the credit transfer is accepted without being posted to the creditor customers account.\r\n'RCVD': 'Received' - Payment initiation has been received by the receiving agent.\r\n'PDNG': 'Pending' - Payment initiation or individual transaction included in the payment initiation is pending.Further checks and status update will be performed.\r\n'RJCT': 'Rejected' - Payment initiation or individual transaction included in the payment initiation has been rejected.\r\n'CANC': 'Cancelled' Payment initiation has been cancelled before execution Remark: This codeis accepted as new code by ISO20022.\r\n'ACFC': 'AcceptedFundsChecked' - Preceding check of technical validation and customer profile was successful and an automatic funds check was positive.Remark: This code is accepted as new code by ISO20022.\r\n'PATC': 'PartiallyAcceptedTechnical' Correct The payment initiation needs multiple authentications, where some but not yet all have been performed.Syntactical and semantical validations are successful.Remark: This code is accepted as new code by ISO20022.\r\n'PART': 'PartiallyAccepted' - A number of transactions have been accepted, whereas another number of transactions have not yet achieved 'accepted' status.Remark: This code may be used only in case of bulk payments.It is only used in a situation where all mandated authorisations have been applied, but some payments have been rejected.",
      "type": "string"
    }
  }
}
{
  "paymentId": "string",
  "transactionFees": {
    "currency": "string",
    "amount": 0.0
  },
  "transactionStatus": "string"
}
{
  "type": "object",
  "properties": {
    "paymentId": {
      "description": "Resource identification of the generated payment initiation resource.",
      "type": "string"
    },
    "transactionFees": {
      "type": "object",
      "properties": {
        "currency": {
          "description": "The currency of the account.",
          "type": "string"
        },
        "amount": {
          "format": "double",
          "description": "The amount given with fractional digits, where fractions must be compliant to the currency definition. The decimal separator is a dot.",
          "type": "number"
        }
      }
    },
    "transactionStatus": {
      "description": "The transaction status is filled with codes of the ISO 20022 data table:\r\n'ACCC': 'AcceptedSettlementCompleted' - Settlement on the creditor's account has been completed.\r\n'ACCP': 'AcceptedCustomerProfile' - Preceding check of technical validation was successful.Customer profile check was also successful.\r\n'ACSC': 'AcceptedSettlementCompleted' - Settlement on the debtors account has been completed.\r\nUsage: this can be used by the first agent to report to the debtor that the transaction has been completed.\r\nWarning: this status is provided for transaction status reasons, not for financial information. It can only be used after bilateral agreement.\r\n'ACSP': 'AcceptedSettlementInProcess' - All preceding checks such as technical validation and customer profile were successful and therefore the payment initiation has been accepted for execution.\r\n'ACTC': 'AcceptedTechnicalValidation' - Authentication and syntactical and semantical validation are successful.\r\n'ACWC': 'AcceptedWithChange' - Instruction is accepted but a change will be made, such as date or remittance not sent.\r\n'ACWP': 'AcceptedWithoutPosting' - Payment instruction included in the credit transfer is accepted without being posted to the creditor customers account.\r\n'RCVD': 'Received' - Payment initiation has been received by the receiving agent.\r\n'PDNG': 'Pending' - Payment initiation or individual transaction included in the payment initiation is pending.Further checks and status update will be performed.\r\n'RJCT': 'Rejected' - Payment initiation or individual transaction included in the payment initiation has been rejected.\r\n'CANC': 'Cancelled' Payment initiation has been cancelled before execution Remark: This codeis accepted as new code by ISO20022.\r\n'ACFC': 'AcceptedFundsChecked' - Preceding check of technical validation and customer profile was successful and an automatic funds check was positive.Remark: This code is accepted as new code by ISO20022.\r\n'PATC': 'PartiallyAcceptedTechnical' Correct The payment initiation needs multiple authentications, where some but not yet all have been performed.Syntactical and semantical validations are successful.Remark: This code is accepted as new code by ISO20022.\r\n'PART': 'PartiallyAccepted' - A number of transactions have been accepted, whereas another number of transactions have not yet achieved 'accepted' status.Remark: This code may be used only in case of bulk payments.It is only used in a situation where all mandated authorisations have been applied, but some payments have been rejected.",
      "type": "string"
    }
  }
}

400 Bad Request

Bad Request - The request was invalid

500 Internal Server Error

Internal Servor Error

Code samples

@ECHO OFF

curl -v -X POST "https://api-gateway.denizbank.at/PSD2/v1/payments/{paymentProduct}"
-H "X-Request-ID: "
-H "Digest: "
-H "Signature: "
-H "TPP-Signature-Certificate: "
-H "PSU-Accept: "
-H "PSU-Accept-Charset: "
-H "PSU-Accept-Encoding: "
-H "PSU-Accept-Language: "
-H "PSU-Device-ID: "
-H "PSU-Geo-Location: "
-H "PSU-IP-Address: "
-H "PSU-IP-Port: "
-H "PSU-User-Agent: "
-H "Content-Type: application/json"
-H "Ocp-Apim-Subscription-Key: {subscription key}"

--data-ascii "{body}" 
using System;
using System.Net.Http.Headers;
using System.Text;
using System.Net.Http;
using System.Web;

namespace CSHttpClientSample
{
    static class Program
    {
        static void Main()
        {
            MakeRequest();
            Console.WriteLine("Hit ENTER to exit...");
            Console.ReadLine();
        }
        
        static async void MakeRequest()
        {
            var client = new HttpClient();
            var queryString = HttpUtility.ParseQueryString(string.Empty);

            // Request headers
            client.DefaultRequestHeaders.Add("X-Request-ID", "");
            client.DefaultRequestHeaders.Add("Digest", "");
            client.DefaultRequestHeaders.Add("Signature", "");
            client.DefaultRequestHeaders.Add("TPP-Signature-Certificate", "");
            client.DefaultRequestHeaders.Add("PSU-Accept", "");
            client.DefaultRequestHeaders.Add("PSU-Accept-Charset", "");
            client.DefaultRequestHeaders.Add("PSU-Accept-Encoding", "");
            client.DefaultRequestHeaders.Add("PSU-Accept-Language", "");
            client.DefaultRequestHeaders.Add("PSU-Device-ID", "");
            client.DefaultRequestHeaders.Add("PSU-Geo-Location", "");
            client.DefaultRequestHeaders.Add("PSU-IP-Address", "");
            client.DefaultRequestHeaders.Add("PSU-IP-Port", "");
            client.DefaultRequestHeaders.Add("PSU-User-Agent", "");
            client.DefaultRequestHeaders.Add("Ocp-Apim-Subscription-Key", "{subscription key}");

            var uri = "https://api-gateway.denizbank.at/PSD2/v1/payments/{paymentProduct}?" + queryString;

            HttpResponseMessage response;

            // Request body
            byte[] byteData = Encoding.UTF8.GetBytes("{body}");

            using (var content = new ByteArrayContent(byteData))
            {
               content.Headers.ContentType = new MediaTypeHeaderValue("< your content type, i.e. application/json >");
               response = await client.PostAsync(uri, content);
            }

        }
    }
}	
// // This sample uses the Apache HTTP client from HTTP Components (http://hc.apache.org/httpcomponents-client-ga/)
import java.net.URI;
import org.apache.http.HttpEntity;
import org.apache.http.HttpResponse;
import org.apache.http.client.HttpClient;
import org.apache.http.client.methods.HttpGet;
import org.apache.http.client.utils.URIBuilder;
import org.apache.http.impl.client.HttpClients;
import org.apache.http.util.EntityUtils;

public class JavaSample 
{
    public static void main(String[] args) 
    {
        HttpClient httpclient = HttpClients.createDefault();

        try
        {
            URIBuilder builder = new URIBuilder("https://api-gateway.denizbank.at/PSD2/v1/payments/{paymentProduct}");


            URI uri = builder.build();
            HttpPost request = new HttpPost(uri);
            request.setHeader("X-Request-ID", "");
            request.setHeader("Digest", "");
            request.setHeader("Signature", "");
            request.setHeader("TPP-Signature-Certificate", "");
            request.setHeader("PSU-Accept", "");
            request.setHeader("PSU-Accept-Charset", "");
            request.setHeader("PSU-Accept-Encoding", "");
            request.setHeader("PSU-Accept-Language", "");
            request.setHeader("PSU-Device-ID", "");
            request.setHeader("PSU-Geo-Location", "");
            request.setHeader("PSU-IP-Address", "");
            request.setHeader("PSU-IP-Port", "");
            request.setHeader("PSU-User-Agent", "");
            request.setHeader("Content-Type", "application/json");
            request.setHeader("Ocp-Apim-Subscription-Key", "{subscription key}");


            // Request body
            StringEntity reqEntity = new StringEntity("{body}");
            request.setEntity(reqEntity);

            HttpResponse response = httpclient.execute(request);
            HttpEntity entity = response.getEntity();

            if (entity != null) 
            {
                System.out.println(EntityUtils.toString(entity));
            }
        }
        catch (Exception e)
        {
            System.out.println(e.getMessage());
        }
    }
}

<!DOCTYPE html>
<html>
<head>
    <title>JSSample</title>
    <script src="http://ajax.googleapis.com/ajax/libs/jquery/1.9.0/jquery.min.js"></script>
</head>
<body>

<script type="text/javascript">
    $(function() {
        var params = {
            // Request parameters
        };
      
        $.ajax({
            url: "https://api-gateway.denizbank.at/PSD2/v1/payments/{paymentProduct}?" + $.param(params),
            beforeSend: function(xhrObj){
                // Request headers
                xhrObj.setRequestHeader("X-Request-ID","");
                xhrObj.setRequestHeader("Digest","");
                xhrObj.setRequestHeader("Signature","");
                xhrObj.setRequestHeader("TPP-Signature-Certificate","");
                xhrObj.setRequestHeader("PSU-Accept","");
                xhrObj.setRequestHeader("PSU-Accept-Charset","");
                xhrObj.setRequestHeader("PSU-Accept-Encoding","");
                xhrObj.setRequestHeader("PSU-Accept-Language","");
                xhrObj.setRequestHeader("PSU-Device-ID","");
                xhrObj.setRequestHeader("PSU-Geo-Location","");
                xhrObj.setRequestHeader("PSU-IP-Address","");
                xhrObj.setRequestHeader("PSU-IP-Port","");
                xhrObj.setRequestHeader("PSU-User-Agent","");
                xhrObj.setRequestHeader("Content-Type","application/json");
                xhrObj.setRequestHeader("Ocp-Apim-Subscription-Key","{subscription key}");
            },
            type: "POST",
            // Request body
            data: "{body}",
        })
        .done(function(data) {
            alert("success");
        })
        .fail(function() {
            alert("error");
        });
    });
</script>
</body>
</html>
#import <Foundation/Foundation.h>

int main(int argc, const char * argv[])
{
    NSAutoreleasePool * pool = [[NSAutoreleasePool alloc] init];
    
    NSString* path = @"https://api-gateway.denizbank.at/PSD2/v1/payments/{paymentProduct}";
    NSArray* array = @[
                         // Request parameters
                         @"entities=true",
                      ];
    
    NSString* string = [array componentsJoinedByString:@"&"];
    path = [path stringByAppendingFormat:@"?%@", string];

    NSLog(@"%@", path);

    NSMutableURLRequest* _request = [NSMutableURLRequest requestWithURL:[NSURL URLWithString:path]];
    [_request setHTTPMethod:@"POST"];
    // Request headers
    [_request setValue:@"" forHTTPHeaderField:@"X-Request-ID"];
    [_request setValue:@"" forHTTPHeaderField:@"Digest"];
    [_request setValue:@"" forHTTPHeaderField:@"Signature"];
    [_request setValue:@"" forHTTPHeaderField:@"TPP-Signature-Certificate"];
    [_request setValue:@"" forHTTPHeaderField:@"PSU-Accept"];
    [_request setValue:@"" forHTTPHeaderField:@"PSU-Accept-Charset"];
    [_request setValue:@"" forHTTPHeaderField:@"PSU-Accept-Encoding"];
    [_request setValue:@"" forHTTPHeaderField:@"PSU-Accept-Language"];
    [_request setValue:@"" forHTTPHeaderField:@"PSU-Device-ID"];
    [_request setValue:@"" forHTTPHeaderField:@"PSU-Geo-Location"];
    [_request setValue:@"" forHTTPHeaderField:@"PSU-IP-Address"];
    [_request setValue:@"" forHTTPHeaderField:@"PSU-IP-Port"];
    [_request setValue:@"" forHTTPHeaderField:@"PSU-User-Agent"];
    [_request setValue:@"application/json" forHTTPHeaderField:@"Content-Type"];
    [_request setValue:@"{subscription key}" forHTTPHeaderField:@"Ocp-Apim-Subscription-Key"];
    // Request body
    [_request setHTTPBody:[@"{body}" dataUsingEncoding:NSUTF8StringEncoding]];
    
    NSURLResponse *response = nil;
    NSError *error = nil;
    NSData* _connectionData = [NSURLConnection sendSynchronousRequest:_request returningResponse:&response error:&error];

    if (nil != error)
    {
        NSLog(@"Error: %@", error);
    }
    else
    {
        NSError* error = nil;
        NSMutableDictionary* json = nil;
        NSString* dataString = [[NSString alloc] initWithData:_connectionData encoding:NSUTF8StringEncoding];
        NSLog(@"%@", dataString);
        
        if (nil != _connectionData)
        {
            json = [NSJSONSerialization JSONObjectWithData:_connectionData options:NSJSONReadingMutableContainers error:&error];
        }
        
        if (error || !json)
        {
            NSLog(@"Could not parse loaded json with error:%@", error);
        }
        
        NSLog(@"%@", json);
        _connectionData = nil;
    }
    
    [pool drain];

    return 0;
}
<?php
// This sample uses the Apache HTTP client from HTTP Components (http://hc.apache.org/httpcomponents-client-ga/)
require_once 'HTTP/Request2.php';

$request = new Http_Request2('https://api-gateway.denizbank.at/PSD2/v1/payments/{paymentProduct}');
$url = $request->getUrl();

$headers = array(
    // Request headers
    'X-Request-ID' => '',
    'Digest' => '',
    'Signature' => '',
    'TPP-Signature-Certificate' => '',
    'PSU-Accept' => '',
    'PSU-Accept-Charset' => '',
    'PSU-Accept-Encoding' => '',
    'PSU-Accept-Language' => '',
    'PSU-Device-ID' => '',
    'PSU-Geo-Location' => '',
    'PSU-IP-Address' => '',
    'PSU-IP-Port' => '',
    'PSU-User-Agent' => '',
    'Content-Type' => 'application/json',
    'Ocp-Apim-Subscription-Key' => '{subscription key}',
);

$request->setHeader($headers);

$parameters = array(
    // Request parameters
);

$url->setQueryVariables($parameters);

$request->setMethod(HTTP_Request2::METHOD_POST);

// Request body
$request->setBody("{body}");

try
{
    $response = $request->send();
    echo $response->getBody();
}
catch (HttpException $ex)
{
    echo $ex;
}

?>
########### Python 2.7 #############
import httplib, urllib, base64

headers = {
    # Request headers
    'X-Request-ID': '',
    'Digest': '',
    'Signature': '',
    'TPP-Signature-Certificate': '',
    'PSU-Accept': '',
    'PSU-Accept-Charset': '',
    'PSU-Accept-Encoding': '',
    'PSU-Accept-Language': '',
    'PSU-Device-ID': '',
    'PSU-Geo-Location': '',
    'PSU-IP-Address': '',
    'PSU-IP-Port': '',
    'PSU-User-Agent': '',
    'Content-Type': 'application/json',
    'Ocp-Apim-Subscription-Key': '{subscription key}',
}

params = urllib.urlencode({
})

try:
    conn = httplib.HTTPSConnection('api-gateway.denizbank.at')
    conn.request("POST", "/PSD2/v1/payments/{paymentProduct}?%s" % params, "{body}", headers)
    response = conn.getresponse()
    data = response.read()
    print(data)
    conn.close()
except Exception as e:
    print("[Errno {0}] {1}".format(e.errno, e.strerror))

####################################

########### Python 3.2 #############
import http.client, urllib.request, urllib.parse, urllib.error, base64

headers = {
    # Request headers
    'X-Request-ID': '',
    'Digest': '',
    'Signature': '',
    'TPP-Signature-Certificate': '',
    'PSU-Accept': '',
    'PSU-Accept-Charset': '',
    'PSU-Accept-Encoding': '',
    'PSU-Accept-Language': '',
    'PSU-Device-ID': '',
    'PSU-Geo-Location': '',
    'PSU-IP-Address': '',
    'PSU-IP-Port': '',
    'PSU-User-Agent': '',
    'Content-Type': 'application/json',
    'Ocp-Apim-Subscription-Key': '{subscription key}',
}

params = urllib.parse.urlencode({
})

try:
    conn = http.client.HTTPSConnection('api-gateway.denizbank.at')
    conn.request("POST", "/PSD2/v1/payments/{paymentProduct}?%s" % params, "{body}", headers)
    response = conn.getresponse()
    data = response.read()
    print(data)
    conn.close()
except Exception as e:
    print("[Errno {0}] {1}".format(e.errno, e.strerror))

####################################
require 'net/http'

uri = URI('https://api-gateway.denizbank.at/PSD2/v1/payments/{paymentProduct}')


request = Net::HTTP::Post.new(uri.request_uri)
# Request headers
request['X-Request-ID'] = ''
# Request headers
request['Digest'] = ''
# Request headers
request['Signature'] = ''
# Request headers
request['TPP-Signature-Certificate'] = ''
# Request headers
request['PSU-Accept'] = ''
# Request headers
request['PSU-Accept-Charset'] = ''
# Request headers
request['PSU-Accept-Encoding'] = ''
# Request headers
request['PSU-Accept-Language'] = ''
# Request headers
request['PSU-Device-ID'] = ''
# Request headers
request['PSU-Geo-Location'] = ''
# Request headers
request['PSU-IP-Address'] = ''
# Request headers
request['PSU-IP-Port'] = ''
# Request headers
request['PSU-User-Agent'] = ''
# Request headers
request['Content-Type'] = 'application/json'
# Request headers
request['Ocp-Apim-Subscription-Key'] = '{subscription key}'
# Request body
request.body = "{body}"

response = Net::HTTP.start(uri.host, uri.port, :use_ssl => uri.scheme == 'https') do |http|
    http.request(request)
end

puts response.body